Musician Insurance In The Uk |
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Musician Insurance In The Uk |
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Mar 30 2008, 09:35 PM |
if you thing to have an insurance might be insure your hands and fingers that is the best way other wise i dont think you must have insurance for instruments
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Mar 31 2008, 10:47 AM |
OC - try talking to the Musicians Union about insurance mate. The MU - from my experience - tend to have a good understanding of the insurance market and I think they also have agreed some reasonable insurance policies with some insurance companies.
Insurance (in the UK) tends generally to be expensive for musical instruments if you do anything other then leave them in a locked case in a locked room in your house 24/7. Insurance companies see musicians both as a bad risk and anywhere we go as a high risk location - both gigs and in transit. Further very few general insurance policies will really provide adequate cover for items over 1000UK Sterling - and you have the TatII etc that are easily over that bar . Where they do they tend to hit you with excess requirements that are painful. Cheers, Tony -------------------- Get your music professionally mastered by anl AES registered Mastering Engineer. Contact me for Audio Mastering Services and Advice and visit our website www.miromastering.com
Be friends on facebook with us here. We use professional, mastering grade hardware in our mastering studo. Our hardware includes: Cranesong Avocet II Monitor Controller, Dangerous Music Liasion Insert Hardware Router, ATC SCM Pro Monitors, Lavry Black DA11, Prism Orpheus ADC/DAC, Gyratec Gyraf XIV Parallel Passive Mastering EQ, Great River MAQ 2NV Mastering EQ, Kush Clariphonic Parallel EQ Shelf, Maselec MLA-2 Mastering Compressor, API 2500 Mastering Compressor, Eventide Eclipse Reverb/Echo. |
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Mar 31 2008, 12:13 PM |
General Household isn't, in my experience the way to go. I think Tomotoms above has a special Musical Instrument policy though that Aliianz do (Tomo?)...
Lots of high value and high risk items appear to be covered on a general household policy but aren't. My wife has some jewelery that were named as specific high value (over 1000UK Sterling per item) on a general policy and the small print had a condition whereby they were only insured whilst they were kept in the house and in a safe. Great, she really enjoyed all those romantic candle lit dinners in the safe whilst I went down the pub . Back to instruments - separate and special musical instrument policy is a must - but watch out for the clauses. Cheers, Tony -------------------- Get your music professionally mastered by anl AES registered Mastering Engineer. Contact me for Audio Mastering Services and Advice and visit our website www.miromastering.com
Be friends on facebook with us here. We use professional, mastering grade hardware in our mastering studo. Our hardware includes: Cranesong Avocet II Monitor Controller, Dangerous Music Liasion Insert Hardware Router, ATC SCM Pro Monitors, Lavry Black DA11, Prism Orpheus ADC/DAC, Gyratec Gyraf XIV Parallel Passive Mastering EQ, Great River MAQ 2NV Mastering EQ, Kush Clariphonic Parallel EQ Shelf, Maselec MLA-2 Mastering Compressor, API 2500 Mastering Compressor, Eventide Eclipse Reverb/Echo. |
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Mar 31 2008, 12:19 PM |
General Household isn't, in my experience the way to go. I think Tomotoms above has a special Musical Instrument policy though that Aliianz do (Tomo?)... Lots of high value and high risk items appear to be covered on a general household policy but aren't. My wife has some jewelery that were named as specific high value (over 1000UK Sterling per item) on a general policy and the small print had a condition whereby they were only insured whilst they were kept in the house and in a safe. Great, she really enjoyed all those romantic candle lit dinners in the safe whilst I went down the pub . Back to instruments - separate and special musical instrument policy is a must - but watch out for the clauses. Cheers, Tony Please could you have a look through these terms and conditions please and see if there are any dodgy clauses. https://www.allianzmusicalinsurance.co.uk/a...olicy_Guide.pdf I'm useless for spotting them. It seems fine to me. -------------------- Gear Guitars:- Caparison Horus Snowcloud, Parker Nitefly M, Parker Nitefly SA, Gibson SG, Parker P10e, 40 Year Old Spanish Acoustic Amps:- Framus Ruby Riot 2x12" stack |
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Mar 31 2008, 12:22 PM
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Yeah, they cover damage if you're not in your house as well: www.allianzmusicalinsurance.co.uk/
They have a 'power play' policy specifically for electical instruments. |
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