Finally! Got My Student Loans Discharged. |
|
|
|
|
Sep 4 2019, 07:58 PM
|
|
I've been working on this for years. I have a Masters Degree and my student loan debt was crippling ($123,000) . I support education, but I don't support the crushing student loan debt that often comes along with it. There are many means to get out from under these crushing loans. I spend years trying to get free from mine. I would never have been able to pay them off in my lifetime. I'm glad to have an education and honored to be a teachers. I will teach for the rest of my life in one way or another, for free or for pay. I love teaching. I've never been attached to money. I"m very glad to free of this burden. Here is a great web site with a variety of ways to help get you free from crippling educationl debt.
https://studentloanhero.com/featured/studen...harge-programs/ This is my final discarge letter. They monitor you for 3 years after you get discharged.  I feel honestly blessed to be free of this burden. I"m thankful that I was able to learn so much for so long and thankful that I can teach what I've learned to others. Todd This post has been edited by Todd Simpson: Sep 4 2019, 07:59 PM |
 |
 
|
|
|
|
|
|
Sep 4 2019, 08:20 PM
|
|
Great news buddy, congrats.
-------------------- SEE MY GMC CERTIFICATE  “Success is not obtained overnight. It comes in instalments; you get a little bit today, a little bit tomorrow until the whole package is given out. The day you procrastinate, you lose that day's success.” Israelmore Ayivor |
|
|
|
|
|
|
|
|
|
Sep 4 2019, 08:27 PM
|
|
Congratulations, education is crazy expensive in the U.S.
|
|
|
|
|
|
|
|
|
|
Sep 4 2019, 08:40 PM
|
|
That's great! Nowadays Americans should be really careful when choosing an education.
|
|
|
|
|
|
|
|
|
Sep 4 2019, 09:16 PM
|
|
Congrats!
|
|
|
|
|
|
|
|
|
Sep 5 2019, 03:08 AM
|
|
That's awesome.
School's way too friggin' expensive (now) here. -------------------- - Ken Lasaine
https://soundcloud.com/klasaine2/foolin-the-clouds https://soundcloud.com/klasaine2/surfin-at-the-country-hop Soundcloud assorted ... https://soundcloud.com/klasaine3 New record ... http://www.cdbaby.com/cd/kenlasaine Solo Guitar ... https://www.youtube.com/playlist?list=PLXZh...5iIdO2tpgtj25Ke Stuff I'm on ... https://www.youtube.com/playlist?list=PLXZh...b-dhb-4B0KgRY-d |
|
|
|
|
|
|
|
|
Sep 5 2019, 08:40 AM
|
|
Fantastic - congratulations!
So you got discharged because you teach? That's a fantastic rule! And they will be monitoring your teaching for the discharge to remain? |
|
|
|
|
|
|
|
|
|
Sep 5 2019, 03:12 PM
|
|
QUOTE (jstcrsn @ Sep 5 2019, 05:46 AM)  isn't it because the colleges lobby congress to provide " loans " so the colleges have been able to raise their rates , for how many years now ? The federal government screws up everything it touches Sort of. The American higher-education system is really four different systems in one: public colleges, private colleges, nonprofit institutions, and "for-profit" colleges. The biggest system is the public one, which includes two-year community colleges and public four-year (or more) state institutions. Most US college students attend a school in this public system, which is funded through state and local subsidies, along with students’ tuition dollars and some federal aid (Sallie Mae and grants). In this public system, the high cost of college has as much to do with politics as economics. With economics, the cost of everything has gone up - prices and wages. College is a service not a thing. In the US, services rarely (if ever) drop in price when demand is high. Regarding politics: many state legislatures have been spending less and less per student on higher education for the past three decades. The ideology of small government has forced, by law, state govs to balance their budgets. States have been leaving once world class public universities begging for money. The cuts got really deep after the 2008 recession, never recovering. *When "Community College" began, it was free or very low cost. This was during the Truman admin, 1947 (In Cali since 1868). In the late 60s less tax dollars began going towards education and low and behold ... the 'Student Loan Marketing Association' was created in 1972. Anyway, the easiest way for universities to make up for the state budget cuts was to shift some, or a lot of the cost to students ... and to find richer students. Once public funding was cut from these schools, not surprisingly they started acting more like businesses. State cutbacks did not necessarily make colleges more efficient, just more entrepreneurial. Many schools began to enroll more full-paying foreign and out-of-state students to make up the difference. This started to make college for the economically elite only. So yes, there is lobbying for fed grants and loans. *I can't find any consistent numbers on yearly total lobbying $$ to congress but it's probably in the range of $50 million and that has actually been decreasing since 2010. Go figure. Full disclosure ... my wife is a public, two year community college, language professor. This post has been edited by klasaine: Sep 6 2019, 02:46 PM -------------------- - Ken Lasaine
https://soundcloud.com/klasaine2/foolin-the-clouds https://soundcloud.com/klasaine2/surfin-at-the-country-hop Soundcloud assorted ... https://soundcloud.com/klasaine3 New record ... http://www.cdbaby.com/cd/kenlasaine Solo Guitar ... https://www.youtube.com/playlist?list=PLXZh...5iIdO2tpgtj25Ke Stuff I'm on ... https://www.youtube.com/playlist?list=PLXZh...b-dhb-4B0KgRY-d |
|
|
|
|
|
|
|
|
Sep 5 2019, 09:53 PM
|
|
Congrats, Todd
|
|
|
|
|
|
|
|
|
|
Sep 6 2019, 07:08 AM
|
|
Congratulations again, makes me feel good inside that the US has some common sense social reforms in place.
|
|
|
|
|
|
|
|
|
Sep 6 2019, 09:37 AM
|
|
Congrats Todd, it must've been no easy feat!
-------------------- Guitars:
Fender American Deluxe Stratocaster, Ibanez RG2570MZ, Epiphone SG G-400 Amp: Vox AC4TVH head + V112TV cab Effects: Vox Satchurator, Vox Time Machine, Dunlop CryBaby, Boss MT-2, Boss CE-5, Boss TU-2, Boss ME-70 Recording: Line-6 POD X3 + FBV-Express, Pandora PX5D GMC wants YOU to take part in our Guitar-Wikipedia! Have a good time reading great articles and writing your own with us in our GUITAR WIKI! Share your playing and get Pro-advice from our Instructors: Join REC |
|
|
|
|
 
|
1 User(s) are reading this topic (1 Guests and 0 Anonymous Users)
0 Members:
